SBA Loans, Simplified

Limits

Working Capital: Up to $350,000 Real Estate: Up to $5,000,000

Terms

Up to 25 Years

RATES

Starting at 7%

QUICKNESS

1 Month

CREDIT SCORE

650+

ANNUAL REVENUE

$50,000+

BUSINESS AGE

2 Years+

WHAT IS A SBA LOAN?

An SBA loan is similar to a traditional bank term loan, but the loan is partially guaranteed by the government. The government partially guarantees SBA loans to help businesses qualify for loans a conventional bank wouldn't typically lend to, this reduces risk to the lender and makes it easier for a business owner to acquire funding.

WHO IS A GOOD FIT FOR A SBA LOAN?

The Small Business Administration provides small business owners a chance to receive funding at low rates. There are numerous loan options available – some for purchasing real estate and others for financing exports. There are even SBA Disaster Loans in place for those looking to recover after the unexpected. Trying to navigate through the options is often difficult for a typical business owner, which is why you want to contact us for expert guidance.

Pros

  • Lower rates
  • Longer repayment terms
  • Fixed monthly payments
  • Various loan options

Cons

  • Must be in business for 2 years
  • Long approval process
  • More business documentation requirements
  • Can’t have any foreclosures or tax liens
  • No previous government loan delinquencies or defaults

How to apply..

Below are the main items needed to apply for a SBA Loan. There are various SBA Loan options, underwriting requirements will vary.

SBA Loan Application

Can be completed in our customer portal, over the phone with one of our loan associates or by hand and emailed to us.

Personal & Business Tax Returns
Personal Financial Statements
Business Profit & Loss Statements
Business Balance Sheet
Collateral (Depending on loan size)
Business License
Corporate Documents
All of these items can be simply uploaded to our customer portal or emailed to us.

Apply Now
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Funding North America
1178 Broadway
3rd Floor - Suite 1185
New York, NY 10001